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10-Question Risk Check

Take the Business Scam Test

Answer these questions about the business or investment you are considering. Select “Yes” whenever a warning sign applies.

  1. Are unusually high or guaranteed returns being promised?
  2. Are you being pressured to invest or commit immediately?
  3. Is it difficult to verify the company, its owners or its physical address?
  4. Is the explanation of how the business generates revenue unclear?
  5. Does earning money depend heavily on recruiting other participants?
  6. Are payments requested through cryptocurrency, wire transfers, gift cards or personal accounts?
  7. Are testimonials or financial results difficult to verify independently?
  8. Are written agreements, risk disclosures or financial records unavailable?
  9. Are there restrictions, delays or penalties for withdrawing your money?
  10. Have regulators, courts or credible news sources raised concerns about the business or its promoters?

Important: This educational screening tool identifies common warning signs. It cannot determine whether a business is legal, legitimate or fraudulent and is not legal, investment or financial advice. Independently verify claims and consult a qualified professional before committing money.

WEALTH-BUILDING ESTIMATE

BILLIONAIRE CALCULATOR

Estimate how long it could take your investments to reach $1 Billion Dollars.

Enter your numbers and select Calculate My Timeline.

Important: This educational estimate assumes monthly compounding and steady end-of-month contributions. It does not account for taxes, fees, inflation or changing returns and is not financial advice.

America’s Get-Rich Schemes, Scams and Financial Delusions

Explore the schemes, scams and questionable business ideas that promised fast money but delivered disappointment, financial losses and valuable lessons. DonaldChump.com examines the pitches, the people behind them, what went wrong and what we can learn from each story.

Stairway leading toward easy money signs, a scam alert and a promoter holding a money bag, illustrating get-rich-quick business risks.
Ed Casagrande Ed Casagrande

The Franklin Mint Money Trap: When Collectibles Were Sold as Investments

The Franklin Mint promised ordinary consumers a chance to own valuable collectibles that would appreciate over time. Coins, plates, medals, and commemorative items were marketed as limited editions with long term investment potential. Buyers were told these items were scarce, historically significant, and protected against inflation.

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Ed Casagrande Ed Casagrande

Bogus Matchmaking Services: When Love Was Sold by the Hour

Bogus matchmaking services promised a more serious alternative to online dating. Clients were told they would receive personalized attention, professional screening, and carefully selected matches based on compatibility, values, and long term goals. The service was positioned as exclusive and effective, especially for people tired of apps and casual dating.

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Ed Casagrande Ed Casagrande

The Pogs Craze: When Cardboard Discs Became an Investment Strategy

In the early 1990s, pogs were presented as more than a playground game. They were framed as collectibles with real and growing value. Kids were told they could trade up, build rare sets, and eventually sell their collections for meaningful money. Parents were often told the same thing, reassured that pogs were similar to baseball cards or comics that had appreciated over time.

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Ed Casagrande Ed Casagrande

The Envelope Stuffing Scam

The envelope stuffing scam promised easy money from home at a time when flexible work opportunities were rare. Participants were told they could earn steady income simply by stuffing envelopes and mailing them for companies that needed help with mass correspondence. The work was described as simple, repetitive, and suitable for anyone.

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Real Estate Fraud Ed Casagrande Real Estate Fraud Ed Casagrande

The Matthew Cox Mortgage Fraud Scheme

Matthew Cox presented himself as a savvy real estate professional who had discovered how to profit from the U.S. housing boom. The promise was not framed as a traditional investment opportunity but as access to a system that could generate rapid wealth through real estate transactions. The underlying message was that the housing market was full of opportunity for those who understood how to work within it.

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